Products
With our products, you can enjoy a range of features and benefits such as easy access to your funds, competitive interest rates, and low fees. Our product is perfect for customers who value simplicity and flexibility, allowing you to manage your finances on your terms.
Our team of experts are here to assist you every step of the way, providing personalized support and advice to help you achieve your financial goals. Try our product today and experience banking made easy!
Current Account
This is a non-interest-bearing account designed to enhance Corporate Institutions, Individuals, Medium Scale Enterprises, Credit Unions, Joint Venture Institutions, etc. to succeed and grow their business activities. It is an account, which enables customers to access credit facilities with the lowest interest rate compared to our competitors at their convenience. The account offers you a co-operate chequebook of your choice and the opportunity to make withdrawals at any time.
- Account opening form duly completed
- 3 passport-sized photographs of each signatory
- A valid national ID & TIN certificate for signatories/directors/shareholders (Ghana card preferred)
- Residence permit & non-citizen card (for non Ghanaians)
- Board resolution
- Company registration documents
- Utility bill (not older than six months)
- Industry licence & GIPC (where applicable)
- Mandatory initial deposit
- Account opening form duly filled
- 3 passport-sized photographs
- A valid national ID & TIN certificate (Ghana card preferred)
- Residence permit & non-citizen card (for non Ghanaians)
- Employer introductory letter (where applicable)
- Utility bill (not older than six months)
- Mandatory initial deposit
- Cheque book issuance
- Ease of making payments to third parties
- Current/Call account sweep facility
- Mobile money wallet linkage
- Free internet banking service and e-statement
Savings Account
This is a monthly interest-bearing account. The savings account is designed to empower individuals, artisans, and small business entities such as employees, Cooperative Societies, NGOs Chop bars/Restaurants etc. to make savings for future expenses. It is a free deduction account, which has a withdrawal book and a passbook. Customers have the opportunity to access/withdraw from the account at the convenience of the account holder.
- Account opening form duly filled
- 2 passport-sized pictures,(name & signature on reverse)
- A valid national ID &Tin certificate (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
- Residence permit & non-citizen card (where applicable)
- Employer introductory letter (where applicable)
- Utility bill (not older than six months)
- Mandatory initial deposit
- Ease of accessing you cash
- Competitive interest rate
- No restriction on withdrawals
Fixed Deposit Account
Kwabre Area Rural Bank PLC offer Fixed Deposits at a very attractive rate with great returns for our cherished customers. This is an investment account where funds or deposits are locked in for a specific fixed period at a fixed interest rate.
- Account opening form duly completed
- 3 passport-sized photographs of each signatory
- A valid national ID & TIN certificate for signatories/directors/shareholders (Ghana card preferred)
- Residence permit & non-citizen card (for non Ghanaians)
- Board resolution
- Company registration documents
- Utility bill (not older than six months)
- Industry licence & GIPC (where applicable)
- Mandatory initial deposit
- Interest is paid upon maturity of the investment.
- Competitive interest rates.
- Tenors of 30 days, 91 days, 182 days, 1 year and 2 years are available.
- Funds may be rolled over upon request.
Susu Account
This is an account designed for every individual including artisans like; Mechanics, Plumbers, Masons, Carpenters, Petty traders, Vulcanizes, Peasant farmers, Chop Bar Operators, Small Businesses and any other business that wishes to operate Susu with us.
After at least three months of contributions, a customer may qualify for a loan with a flexible repayment plan.
- Account opening form duly filled
- 3 passport-sized pictures,(name & signature on reverse)
- A valid national ID &Tin certificate (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
- Residence permit & non-citizen card (where applicable)
- Employer introductory letter (where applicable)
- Utility bill (not older than six months)
- Mandatory initial deposit
- Ease of accessing you cash
- Competitive interest rate
- No restriction on withdrawals
Loan Products
Welcome to our bank, where you can find a wide selection of loan options that are suited to your financial requirements. We offer the ideal loan for you, whether you want to buy a house, start a business, pay off debt, or fund a personal project. We stand out from the competition because of our affordable interest rates, adaptable payback plans, and attentive customer care.
You may anticipate prompt approvals and timely payouts thanks to our clear and open application process. In order to help you make educated decisions and reach your financial objectives, our team of professionals is prepared to walk you through the loan selection process. Discover immediately how simple and dependable our loan products are.
This product is for salary workers who take their salaries through any branch of Kwabre Area Rural Bank Plc and other Banks. Customers whose salaries are not paid through the Bank may be offered a loan facility with deductions taken from the source through their employers.
This loan is designed for all controller staffs whose salaries DOES NOT pass through Kwabre Area Rural Bank PLC.
The bank is ever ready to offer loan facilities to all controller staffs who fall within this category and deductions will be done at source every month.

